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EFL Championship: the £39M three-year loss limit

Codified rule — official league figures

Championship clubs live under Profitability and Sustainability rules capping aggregate losses at £39M over a rolling three-year period — the strictest control outside the Premier League, and the framework under which high-profile points deductions have been issued. Clubs moving between divisions carry blended allowances across the window.

Benchmarks Zelador applies under this framework
CheckLimit
Maximum loss/deviation (3 years)≤ £39M
Wage sustainability≤ 70%
Squad cost vs revenue≤ 85%
See these checks against your club’s numbers

No-signup demo. Load the club’s figures and the panel runs these checks instantly.

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Frequently asked questions

What is the Championship loss limit?

A £39M maximum aggregate loss over three seasons, assessed annually against audited accounts.

What are the sanctions?

Points deductions and transfer restrictions — both have been applied in recent seasons.

How does Zelador Football help?

It keeps your rolling three-year position visible, projects promotion and relegation scenarios, and simulates signings inside the allowance.