ZELADORFOOTBALL

Financial rules by league

Plain-language guides to the financial frameworks governing professional football.

• UEFA Financial Sustainability Regulations, explained
  UEFA FSR in plain terms: the 70% squad cost rule, football earnings (€5M–€60M over 3 years) and the no-overdue-payables pillar — and how clubs comply.
• Premier League PSR: the £105M three-year rule
  How Premier League Profitability & Sustainability works: £105M allowable losses over 3 years, points deductions, and the squad-cost ratio phasing in.
• EFL Championship: the £39M three-year loss limit
  The Championship’s Profitability & Sustainability rules: £39M maximum losses over 3 years, how it is assessed, and how promoted or relegated clubs adjust.
• League One: the Salary Cost Management Protocol (SCMP)
  How the Salary Cost Management Protocol works in League One: player wages capped at 60% of turnover, monitored in-season with registration embargoes.
• League Two: the Salary Cost Management Protocol (SCMP)
  The Salary Cost Management Protocol in League Two: player wages capped at 55% of turnover, in-season monitoring and registration embargoes.
• SPFL Premiership: licensing, sustainability and what gets measured
  How financial control works in the SPFL Premiership: SFA club licensing, UEFA rules for European qualifiers, and the benchmarks Zelador applies.
• SPFL Championship: staying licensed on a tight budget
  Financial control in the SPFL Championship: SFA licensing, going-concern checks, and the indicative benchmarks Zelador applies to smaller budgets.
• Serie A: the liquidity index and FIGC licensing, explained
  How Italian football’s financial control works: FIGC national licensing, the liquidity index gate for registrations, and UEFA FSR for European clubs.
• Bundesliga: the DFL licensing system, explained
  German football’s licensing system: DFL economic criteria, liquidity proof and going-concern checks — and the benchmarks Zelador applies.
• Ligue 1: the DNCG, French football’s financial gendarme
  The DNCG explained: annual audits of every French club with powers to block signings, cap wages or force relegation — and how clubs prepare.

Also available: Reglas financieras por liga (ES) · Regras financeiras por liga (PT)