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UEFA Financial Sustainability Regulations, explained

Codified rule — official league figures

UEFA replaced FFP break-even with three pillars. Squad cost: player and coach wages, transfer amortisation and agent fees capped at 70% of revenue — a hard cap fully in force since 2025/26. Football earnings: an acceptable deviation of €5M aggregated over a rolling 3-year window, extendable to €60M when fully covered by equity contributions. And solvency: no overdue payables to clubs, employees or tax authorities, checked quarterly.

Benchmarks Zelador applies under this framework
CheckLimit
Maximum loss/deviation (3 years)≤ €5M
Wage sustainability≤ 70%
Squad cost vs revenue≤ 70%
See these checks against your club’s numbers

No-signup demo. Load the club’s figures and the panel runs these checks instantly.

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Frequently asked questions

What counts toward the 70% squad cost ratio?

Player and head-coach wages, transfer amortisation and impairment, and agent fees, measured against adjusted revenue plus net transfer result.

Is the 70% a target or a hard cap?

A hard cap since 2025/26, after phasing through 90% and 80%. Breaches draw financial and sporting measures from the UEFA CFCB.

How does Zelador Football help?

It scores your club against all three pillars in seconds, projects them five years forward, and its signing simulator recalculates the ratios before you commit to a deal.